Moderatorially speaking, we tend to regard accounts with *only* private repos as a red flag (and such people who have accounts like that are usually rejected as active/voting members if they apply). But they’re allowed as long as their size remains reasonable. The rules are there because unfortunately, we do see blatant abuse of our resources (like people uploading their whole home directory to a private repo as a personal backup). I think we should work on making our rules about this clearer!